Lifewise Health Insurance Review

Lifewise Health Insurance

Lifewise Health Plans operates as separate health insurance firms in the varied states for which it does business, including Oregon, Washington, Arizona, and Alaska.

Lifewise Health Insurance of Washington is an affiliate of the LifeWise family of firms headquartered in Washington state, with operations in Mountlake Patio and Spokane, Washington ; Portland and Bend, Oregon ; Anchorage, Alaska ; and Scottsdale, Arizona.

Lifewise Health Insurance of Oregon offers group and individual PPO and indemnity coverage, as well as, other health insurance products to some 155,000 members in Oregon. The company is a for-profit subsidiary of Premera Blue Cross. LifeWise Health Plan of Arizona located in Scottsdale, is an affiliate of a family of firms based in Washington State.

For group policy, the average premium for an employer to pay for his individual worker is about $ 4,800 each year. If the cover includes the worker's family ( a family of 4 members ), the premium is at the average of Dollars seventeen, seven hundred yearly. Due to monetary crisis, the bosses who are suffering from the tough times have another choice. They can select Consolidated Omnibus Budget Reconciliation Act ( COBRA ) coverage. The employers who use COBRA will spend around $ 350 a month on premium, which is comparatively low if compared to the premium of standard group policy.

On the other hand, health insurance for individuals policy, the premium varies due to different desires of the individual. In the market, there are a good range of selections offered by many insurance suppliers to suit different individual needs. The premium can be high if the applicants have existing conditions. The price may also be low and afforded by almost all of the people. In reality, getting the calculation of premium exactly is reasonably tricky. It varies from one individual to another. It also varies from a bunch of folk to another. However, for those that are uninsured now, having a rough concept about the medium cost for medical insurance is significant in assisting them to allot their budget.

For a quote on a good price check out Lifewise Health Insurance, they are very competitive and offer many good features.